brier February 29, 2012 No Comments

How Does A Speeding Ticket Affect Your Insurance.

When it comes to your Tampa insurance rates for your vehicle, receiving speeding tickets is something you want to avoid. Apart from a possible fine and points being issued against your driving record, your insurance premiums may increase.

When purchasing a new auto insurance policy, typically the insurance provider will take into account the number of traffic violations you have accrued during the last few years. It’s a good idea to answer as honestly as you can because the insurance provider will most likely do a record check before issuing a quote.

Should you be issued with a speeding violation while your auto insurance is current, you’re not obliged to inform them. Some insurance providers conduct a driving record check when a policy is renewed but not always.

Some auto insurance providers may be willing to ‘forgive’ incidents that would normally result in a premium rise if a driving record has otherwise been clean for more than five years. A forgiveness offer may come with the stipulation that you attend a driving school to brush up on your driving skills.

Although your Tampa insurance provider may not find out about a speeding ticket for some time after the event, it may be a good idea to inform them when you obtain a quote or renewal. This may help you avoid a premium increase.