Brier Grieves August 1, 2014 No Comments

You may think you are ready for a flood but are you really? Knee deep water in the basement, drenched carpets, water stained ceilings and walls, ruined furniture and more is just the tip of the iceberg. In addition to having hurricane survival kits for yourself and your pets you want to make sure to cover other bases.

  1. If you are unsure about your flood insurance coverage call your agent and see what your policy(s) cover. Remember that flood insurance is separate from homewoners insurance and needs to be purchased in addition to your existing coverage.
  2. Have any leaks in your home repaired immediately. If your pipes are having problems have them replaced. A pipe can burst at anytime and will cause major flooding and damage to your home.
  3. Have a home inventory of all your valuables, furniture, electronics. The more details you can have the better. Photos are a plus.
  4. Have a family emergency plan and a hurricane survival kit ready to go in the event you get stuck in your home without power or water for an extended period of time you won’t go without.
  5. Keep your eye on the weather and know what could be coming your way. In the event of an evacuation leave immediately.
  6. Never walk or drive through high waters.
  7. Watch out for down power lines.
  8. If you have a multiple story home or attic move valuables and and anything sentimental family memories as high up as possible.
  9. If you know flooding is about to reach your home turn off all electricity and gas to prevent injury or worse. If you are already standing in water do not touch any electrical sources.
  10. After the flood act quickly and immediately report the loss to your insurance agent.
  11. Be careful to not turn back on any electrical or gas power yourself. Wait to have a professional look at it.
  12. Take as many photos as you can of damaged areas and belongings to document the damage for your insurance company.